Property Owner Residence Visa

Property Owner Residence Visa

Owning property in Dubai may provide eligible real estate investors and property owners with access to several UAE residence options.

Depending on the property value, ownership structure, applicant’s age, mortgage status, and other eligibility requirements, applicants may qualify for a 10-Year Property Investor Golden Visa, 5-Year Retirement Residence Visa, or 2-Year Property Owner Residence Visa.

Samimi Documents Clearing Services provides professional assistance throughout the process, from initial eligibility assessment and document preparation to medical fitness, Emirates ID, residence issuance, renewal, and eligible family sponsorship procedures.

10-Year Property Investor Golden Visa

Eligible Dubai property investors may qualify for a 10-year renewable UAE Golden Residence based on real estate ownership.

For the Dubai property investment route, the qualifying real estate investment is generally required to have a value of at least AED 2 million, subject to current eligibility conditions and government approval.

One or more qualifying properties may be considered depending on the ownership structure and applicable requirements.

Eligibility Requirements

Eligibility may depend on factors including:

• Ownership of qualifying property or properties in Dubai

• A qualifying property investment value of at least AED 2 million

• The applicant's ownership share in jointly owned properties

• Property valuation, where applicable

• Mortgage or financing arrangements

• Valid passport and identification documents

• Medical fitness and health insurance requirements

• Current immigration and government requirements

Mortgaged or Financed Properties

Mortgaged or developer-financed properties may also be considered, subject to applicable requirements.

Additional documents may be required, including:

• Bank NOC

• Mortgage statement

• Developer statement of account

• Evidence of amounts paid

• Property valuation documentation, where applicable

Eligibility will depend on the financing arrangement and the requirements in force at the time of application.

Jointly Owned Properties

For jointly owned properties, each applicant seeking a 10-Year Property Investor Golden Visa must individually hold a qualifying ownership share valued at a minimum of AED 2 million.

Where a property is jointly owned by a husband and wife, either spouse wishing to apply as the primary Golden Visa applicant must have an individual ownership share of at least AED 2 million. If only one spouse meets the AED 2 million requirement, that spouse may apply as the primary applicant and may sponsor the other spouse, subject to the applicable immigration requirements.

An attested marriage certificate and additional supporting documentation may be required for spouse sponsorship.

Property Valuation

Where eligibility is based on the property's current market value rather than the value stated in the Title Deed, an official property valuation certificate may be required.

Golden Visa Family Sponsorship

Eligible Golden Residence holders may sponsor qualifying family members in accordance with applicable UAE immigration regulations, including:

• Spouse

• Children

• Parents, subject to applicable requirements

Additional documents and government procedures may apply to each sponsored family member.

5-Year Retirement Residence Visa

Dubai provides a 5-year renewable residence option for eligible retirees who meet the applicable age, financial, property, and immigration requirements.

For the property-based retirement residence route, the applicant must generally be 55 years of age or older and meet the applicable real estate investment criteria.

For the property route, qualifying Dubai real estate with a value of at least AED 1 million may be considered, subject to current government requirements.

Eligibility Requirements

Eligibility may depend on:

• Applicant being at least 55 years old

• Ownership of qualifying property in Dubai

• Meeting the applicable minimum property value requirement

• Applicant's ownership share in jointly owned property

• Mortgage or financing status

• Property valuation, where required

• Medical fitness and health insurance

• Applicable immigration requirements

Jointly Owned Properties

Jointly owned properties may be considered where the applicant's qualifying ownership share meets the applicable requirements.

For property jointly owned by spouses, an attested marriage certificate and supporting ownership documentation may be required.

Mortgaged Properties

Where the qualifying property is mortgaged, additional documentation may be required from the bank or financing institution confirming the relevant property and financing details.

Retirement Residence Family Sponsorship

Eligible retirement residence holders may also be able to sponsor qualifying family members, subject to applicable UAE immigration requirements.

2-Year Property Owner Residence Visa

Dubai property owners may be eligible for a 2-year renewable residence permit through the applicable Dubai property investor residence service.

This option provides qualifying property owners with UAE residency linked to their real estate ownership in Dubai.

Eligibility Requirements

Under the applicable requirements:

• A sole owner of a qualifying property in Dubai may be eligible to apply without a minimum property value requirement.

• For jointly owned properties, the applicant's qualifying ownership share must generally have a minimum value of AED 400,000.

• The property must be registered in Dubai and supported by the applicable Title Deed / Certificate of Title.

• Additional requirements may apply to mortgaged or financed properties.

• The applicant must satisfy applicable immigration, medical fitness, insurance, and identification requirements.

Eligibility remains subject to the property's ownership structure and approval by the relevant authorities.

Mortgaged or Financed Properties

For mortgaged or developer-financed properties, additional supporting documents may be required, such as:

• Bank NOC

• Mortgage or liability documentation

• Developer statement of account

• Evidence of payments made

• Other property-related supporting documents

Joint Ownership

For jointly owned property, the applicant's individual ownership share will be considered when determining eligibility.

Where the property is jointly owned by a husband and wife, an attested marriage certificate may be required.

Family Sponsorship

Eligible 2-year Property Owner Residence holders may also be able to sponsor qualifying family members, including their spouse and children, subject to applicable immigration requirements.

Property Residence Application Process

Although the exact process varies according to the residence category and applicant's circumstances, the application may generally involve the following stages:

1. Eligibility Assessment

Review of the applicant's property ownership, Title Deed, property value, ownership share, mortgage status, age where applicable, and current immigration status.

2. Document Preparation

Collection and preparation of the required property, personal, immigration, insurance, and supporting documents.

3. Application Submission

Preparation and submission of the applicable property residence application to the relevant authorities.

4. Medical Fitness

Completion of the required UAE medical fitness examination, where applicable.

5. Emirates ID & Biometrics

Submission of the Emirates ID application and completion of biometric procedures where required.

6. Residence Issuance

Completion of the applicable immigration procedures and issuance of the UAE residence permit.

7. Family Sponsorship

Once the primary applicant's residence has been issued, eligible family sponsorship applications may be processed subject to applicable requirements.

Our Property Residence Assistance Includes

Samimi DCS can assist with:

• Initial eligibility assessment

• Title Deed and property ownership review

• 10-Year Property Investor Golden Visa applications

• 5-Year Retirement Residence applications

• 2-Year Property Owner Residence applications

• Property valuation coordination, where required

• Bank NOC and mortgage documentation coordination

• Application preparation and submission

• Medical fitness coordination

• Health insurance assistance

• Emirates ID application

• Biometric appointment coordination

• Residence permit processing

• Application follow-up

• Residence renewal

• Residence cancellation

• Family sponsorship applications

• Immigration status-related procedures

Documents Required

The exact documentation depends on the residence category, property ownership structure, mortgage status, and applicant profile.

Typical documents may include:

• Valid passport with sufficient validity

• Passport external cover

• Recent passport-size photograph

• Dubai Title Deed / electronic Certificate of Title

• Emirates ID, if applicable

• Existing UAE residence permit, if applicable

• Entry permit or immigration documents, where applicable

• Health insurance

• Medical fitness certificate

• Good Conduct Certificate, where applicable

• Official property valuation certificate, where required

• Bank NOC for mortgaged properties, where applicable

• Developer statement of account, where applicable

• Mortgage or financing documentation

• Marriage certificate, where applicable

• Birth certificates for sponsored children, where applicable

• Supporting documents for family sponsorship

• Additional identification documents, where required

• Any additional documentation requested by DLD, GDRFA, ICP, or other relevant UAE authorities

Processing Time

Processing times vary depending on the residence category, property status, ownership structure, completeness of documentation, medical and biometric procedures, and government approvals.

Applications involving mortgaged properties, joint ownership, property valuation, additional documentation, or immigration and security checks may require additional processing time.

All processing times are estimates and cannot be guaranteed.

Important Information

Property ownership does not automatically guarantee eligibility for or approval of a UAE residence permit.

Eligibility and final approval may depend on:

• Property type and location

• Property value

• Ownership structure

• Applicant's ownership share

• Mortgage or financing status

• Amount paid toward the property, where applicable

• Applicant's age for retirement residence

• Current UAE immigration status

• Medical fitness and health insurance requirements

• Current DLD and immigration regulations

Government requirements and eligibility criteria may change from time to time, and final approval remains subject to the relevant UAE authorities.

Samimi Documents Clearing Services provides professional administrative and documentation support throughout the property residence process. Our team can review your property and personal documents before application to help identify the most suitable residence option based on your circumstances and the applicable requirements.